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Form 8G - Return of Third Party Information by Credit Unions in relation to Special Term Share Accou

Form 8G - Return of Third Party Information by Credit Unions in relation to Special Term Share Accou 2025

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Form 8G is a document for Credit Unions to report Special Term Share Accounts opened in the year ending December 31, 2008. It outlines the requirements for submission, including deadlines, definitions of account types, and penalties for non-compliance. The form must be completed and returned to the local Revenue office by March 31, 2009, with options for electronic submission available.

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What does shares account mean?

Credit unions are membership organizations in which each member owns a share. A share account represents an individuals ownership in the credit union. Share accounts can be savings accounts or checking accounts. You may also hear credit union checking accounts referred to as share draft accounts.

What is a shares account in credit union?

While it might not affect how you use the account, share draft accounts are a form of ownership. This means you are a partial owner of the credit union, while checking account owners are customers of banks.

What is a share certificate from a credit union?

These bylaws provide a framework for the operation and management of a credit union. They address a broad range of matters concerning a credit unions organization and governance, the relationship of the credit union to its members, and the procedures and rules a credit union follows.

How does share account work?

A share-draft account is a credit union account that is similar to a banks checking account, except it is equivalent to buying a share in the credit union. Share-draft accounts do not have minimum balance requirements or charge account maintenance fees. They also earn interest, compounded on a quarterly basis.

What is a share account in a credit union?

Since FCUs are tax exempt under Section 501 (c) (1) of the IRC, FCUs are not required to file or maintain an informational tax return.

How do shares work in credit union?

When your credit union declares a dividend at the end of its financial year, each share you hold for that year is eligible for a dividend. The more shares you have, the greater the dividend you will receive. And you have the added bonus of knowing that your savings are being used to make loans to other members.

Form 8G - Return of Third Party Information by Credit Unions in relation to Special Term Share Accou 2025

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