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The formula for how much the buyback will cost you would be the total amount of base pay received while in the military and not contributing to retirement, and multiplying this by 3% if in FERS, or 7% if in CSRS.
You should apply to make a payment by completing a Standard Form 3108 Application to Make Service Credit/FERS. If you are within six months of retirement, you should submit your request to make the deposit or redeposit at the same time you submit your application for retirement. You can use a form or letter to do this.
SF 3108. Application to Make Service Credit Payment (Federal Employees Retirement System)
Form SF 75, Request for Preliminary Employment Data, is used by federal agencies to gather information about potential employees. This form helps assess a candidates qualifications and background before hiring.
FERS Supplement and the Earnings Test Warning About FERS Supplement! The Special Supplement is subject to the Social Security Earning Test. If you decide to work after retirement, your work income may affect your FERS SRS amount. In 2024, for every $2 earned above $22,320 the FERS supplement will be reduced by $1.
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Submit Your RI 20-97 and Supporting Documents Submit your completed RI 20-97 and DD 214, or equivalent documentation, to our secure AskDFAS Military Buy Back module. DISCLAIMER: DFAS does not process Military buy back request for Coast Guard, National Oceanic and Atmospheric Administration, or Public Health service.

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