Closing documents for home in iowa 2025

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These documents, known as the Closing Disclosures (CD), for both the buyer and seller (each has their own separate CD), detail the accounting involved in the closing.
If you dont, or if you simply want extra copies, just ask your real estate agent. Agents and brokers are obliged to maintain a record of every transaction and should be able to give you copies of the related documents. In addition, the closing documents are usually held by the closing agent or escrow officer.
The sellers attorney will need a copy of the title opinion to prepare the deed. The closing process in Iowa is complicated and can take a long time. It is a good idea to involve an attorney, whether you are a buyer or a seller.
In your case, you should start by contacting the settlement agent for the purchase of the home. Depending on how long they retain their records, they should be able to supply you with a copy of your settlement documents.
The final step in the financing process is to sign loan documents. These documents will take the form of a mortgage, promissory note, and/or a deed of trust depending on your market and the lenders requirements. The promissory note is the legal agreement to accept the loan.
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List of closing documents Closing disclosure. The closing disclosure contains all of the details of your mortgage, including an itemized list of closing costs. Proof of homeowners insurance. Loan application. Mortgage or deed of trust. Note. Deed. Affidavit of title. Title insurance policy.

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