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If your home was built before 1978, it is more likely to have lead-based paint. In 1978, the federal government banned consumer uses of lead-based paint, but some states banned it even earlier. Lead-based paint is still present in millions of homes, normally under layers of newer paint.
Any house or apartment built before 1978 could have lead paint. Houses and apartments built before 1960 have the most lead paint. Common household repairs (like painting or fixing a door that sticks to the doorframe) can produce lead dust or paint chips. This dust and paint chips can contain lead.
The VA requires that appraisers \u201cassume that a defective paint condition\u2026of properties built prior to 1978 involves lead-based paint.\u201d If defective paint is discovered on a pre-1978 home, appraisers must recommend on the appraisal report that corrective action be taken.
Although lead paint was banned from residential use in 1978, lead remains a hazard in homes built before the ban, especially pre-1960 housing. Lead can also be present in water distribution lines, household plumbing, and faucets.
The EPA recommends that any property manager or homeowner has their paint tested for lead paint if the property was build before 1978.
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Answer: The older your home, the more likely it contains lead-based paint. For example, 87% of homes built before 1940 have some lead-based paint, while 24% of homes built between 1960 and 1978 have some lead-based paint.
Prior to about 1940, paint typically contained high amounts of lead\u2014often 10 percent and sometimes as high as 50 percent. In the early 1950s, voluntary paint industry standards called for limiting lead content to 1 percent, and in 1978 federal regulations effectively banned lead in residential paint.
Lead-based paint can also pose financing hazards to a potential VA loan borrower. The VA requires that loose lead-based paint be treated and removed before a VA loan can move toward approval.
If your home was built before 1978, it is more likely to have lead-based paint. In 1978, the federal government banned consumer uses of lead-based paint, but some states banned it even earlier. Lead-based paint is still present in millions of homes, normally under layers of newer paint.
Lead-based paints were banned for residential use in 1978. Homes built in the U.S. before 1978 are likely to have some lead-based paint. When the paint peels and cracks, it makes lead paint chips and dust.

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