Personal Training or Trainer and Fitness Center Membership Application and Agreement including Waiver and Indemnification Agreement 2025

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Below are four documents that should be part of an independent personal trainers arsenal and signed by every client prior to any training : Waiver/release and assumption of risk. Client records. Physician consent/clearance. Fitness assessment.
Fitness instructors should have both general and professional liability coverage.
A personal training waiver form (also known as a release form) means that your client gives up the option of suing you if they get injured during training activities. Its also called a personal training liability form or a client agreement form because the client agrees not to hold you liable.
If youre going into clients homes, its a good idea because, like forming an LLC to separate your business from your assets, it could protect you from any liability in the (unlikely) event a client becomes injured. As an NASM Certified Personal Trainer, you have access to an affordable liability insurance program.
Personal trainer insurance can cost as little as $10.67 per month but the exact price will vary depending on your specific circumstances and needs. The kind of work you do, where you work, how many employees you have and other factors will impact your customized quote.
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A contract between a gym and a personal trainer outlines the relationship between the two parties, whether the trainer is an employee or independent contractor. This will include details like payment, responsibilities, use of facilities, non-compete clauses, and any other relevant terms.
Professional liability insurance. These professional liability insurance policies protect you if clients claim injury due to your negligence. They also cover injuries alleged to occur from following your advice.

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