Mississippi Construction or Mechanics Lien Package - Corporation

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The court can place a judgment lien against the house, allowing for the sale of the property to satisfy the amount owed.
A Mechanics Lien is a legal claim placed on a property by a contractor, subcontractor, or supplier who has not been paid for work or materials provided on the property. Mechanics Liens can pose a significant danger in title insurance for property owners and lenders.
Its a powerful tool that a contractor can use to secure their payment on a project where they have performed work that improved property value but have not received payment. Think of it as a security interest or collateral on the property, making it difficult to sell or transfer ownership until the lien is lifted.
In most states, possessory liens (where the lienholder has the car) take priority. Since mechanics usually have possession when they place a lien, they often get paid before other lienholders, including lenders.
A mechanics lien is a right afforded to general contractors, subcontractors, and suppliers that, when preserved by following certain steps, grants the right to record a lien against benefited real property, foreclose on that property by action, be compensated out of the sale proceeds, and recover the attorneys fees

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A mechanics lien puts pressure on the owner and general contractor to get the lien paid for, that way the owner can maintain a clear security interest in the property. If the debtor is unable to pay or files bankruptcy, the mechanics lien gives the claimant legal right to collect from the real estate.
Mississippi requires that a lien claimant send notice that a lien has been filed. The claim of lien must include a warning statement to the property owner and a copy of the lien claim must be sent to the property owner via registered or certified mail, or statutory overnight delivery.
Mechanics liens differ from other types of liens in several ways. Traditional liens such as mortgage liens or tax liens are typically placed on real property by lenders or government entities. Mechanics liens are more specific to construction.

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