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When you own a home, the deed is the physical document that proves ownership. The title is the concept of legal ownership that the deed grants you. You can think of the deed as the document that transfers, or passes on, the title or the right to ownership. When you buy a home, you need both.
What is the best proof of ownership of property?
Property Tax Statement: Tax statements are the best form of current proof of ownership, and in most cases, the easiest to obtain. If the tax statement does not list a physical street address, supporting documentation from the documentation types shown below can be utilized to obtain a physical address.
What are the disadvantages of a warranty deed?
Limitations of Warranty Deeds While warranty deeds offer some key benefits, there are also some limitations, such as: A special warranty deed only guarantees that the title is clear of any claims or encumbrances during the time that the grantor owned the property.
What is a warranty deed in Illinois?
In Illinois, a warranty deed transfers title to the grantee with broad warranties and covenants of title and is the form of deed customarily used in residential real estate transactions.
Does a warranty deed show proof of ownership?
No, a warranty deed does not prove ownership. A title search is the best way to prove that a grantor rightfully owns a property. The warranty deed is a legal document that offers the buyer protection. In other words, the property title and warranty deed work in tandem together.
A Warranty Deed can protect the seller from legal implications if disputes arise after the transaction. The grantor assures the grantee they are responsible for past discrepancies, thus protecting the buyers interests.
What deed proves ownership?
House Deed, Defined When you purchase a home, youll receive the property deed a legal document that provides a description of the property and declares your ownership, or title, over it. Both the grantor and grantee are responsible for signing the document toward the end of the closing process.
Related links
Foundations of Law - The Closing and Real Property Deeds
General Warranty Deed: A deed that fully warrants and promises that the title being transferred is fully valid and free of encumbrances. Special Warranty Deed:
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