WPF GARN 01.0200 - Writ of Garnishment - Debts Other Than Earnings - After Judgment - Washington-2025

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However, the fastest way to stop wage garnishment in Washington is to file for bankruptcy. If you qualify, then a bankruptcy filing will immediately put an end to a wage garnishment order for medical debt, consumer debt, and more.
It means that whatever was being garnished, wages or bank accounts, are no longer subject to the writ of garnishment. It means that your wages if that was what was being garnished, or funds within a bank account if the account was garnished, will no longer be witheld.
In Washington, the creditor must wait 10 days in superior court (Rule CR 62) and 30 days in district court before they can serve the Writ of Garnishment. The creditor will need to apply for and serve a new writ every 60 days until the debt is paid, but they dont need to file a new lawsuit every 60 days.
Once there is a garnishment, you cant get out of it without going back to court. The only thing that might do is reduce the pay day deduction due to financial strain. The only way to stop the garnishment altogether is to pay off the debt.
Description. A writ of garnishment is a process by which the court orders the seizure or attachment of the property of a defendant or judgment debtor in the possession or control of a third party. The garnishee is the person or corporation in possession of the property of the defendant or judgment debtor.
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Dear (Creditors Name), I am writing to formally request the cessation of wage garnishment related to my account number (Your Account Number). Due to (briefly explain your situation, eg, ``a recent job loss or ``significant financial hardship), I am unable to meet my current financial obligations.
After the Writ is served on the employer, the employer must determine the amount of the employees garnishable wages for each pay period. As directed by the Writ, the employer must withhold garnishable wages until the judgment is satisfied, or until the court orders the employer to stop withholding.

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