Kentucky Application for Split Coverage Wrap Up - Kentucky

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Does workers compensation insurance cover a pain management treatment plan? Yes, it generally does cover pain management treatment and heres the reason why. Pain management is a medical field that specializes in treating all kinds of pain.
Injuries suffered while a worker was committing a serious crime. Injuries suffered while an employee is intoxicated or using illegal drugs. Injuries suffered while an employee was not on the job. Injuries that can be treated with basic first aid, such as cuts or scrapes.
The good news is that Kentucky law does not cap the awards available for pain and suffering after a personal injury. A settlement might award you and your family hundreds of thousands of dollars for everything youve been through. A jury could award you millions of dollars for pain and suffering.
In Kentucky, the minimum coverage required is listed as 25/50/25 and youre also required to have $10,000 in PIP coverage.
Kentucky imposes certain statutory limitations on workers compensation benefits, including: No matter how much you were making, a weekly maximum applies; You are ineligible for pain and suffering damages unless you opt out of the workers compensation system entirely and file a personal injury lawsuit; and.
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Generally, workers compensation income benefits are 66 2/3% of your average weekly salary, up to the state maximum as set forth by the Department of Workers Claims. You may, however, use your accumulated leave to keep your regular salary.
Agricultural employees. Domestic servants in a home with less than two employees who work less than 40 hours per week. Professionals employed to do maintenance, repair or remodeling work in a private home for no more than 20 consecutive work days.

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