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You will need to create an IRS Online Account, and then you can apply for a payment plan online without needing to call, mail, or visit the IRS. You will need a photo identification to create your account. If you are applying for a direct debit payment plan, you will need your bank routing and account numbers.
Make the check or money order payable to the United States Treasury and provide the following information on the front of your payment: name. address. daytime phone number. taxpayer identification number. tax year, and. form or notice number (for example, 2024 Form 1040)
To request an installment agreement, the taxpayer must complete Form 9465. Form 9465 can be included electronically with an e-filed return or paper-filed.
If its been at least two weeks since you sent the payment to the IRS and your financial institution verifies that the check hasnt cleared your account, call the IRS at 800-829-1040 to ask if the payment has been credited to your tax account.
Tip: If you owe $50,000 or less, you may be able to avoid filing Form 9465 and establish an installment agreement online, even if you havent yet received a tax bill. Go to .irs.gov/OPA to apply for an Online Payment Agreement.

People also ask

Form 1040 is used by U.S. taxpayers to file an annual income tax return.
Essentially, Form 9465 is a request form used to apply for a payment plan, and Form 433-D is the direct debit installment agreement form that is used to establish the actual agreement once the IRS has approved the payment plan. 433 d form allows the IRS to take payments directly from a taxpayers bank account.
If you are an electronic return originator (ERO), you must mail Form 8453 to the IRS within 3 business days after receiving acknowledgement that the IRS has accepted the electronically filed tax return.

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