How to claim a John Hancock Fixed Product Benefit - Checklist 2025

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File the claim with the insurer Contact the insurer to start your claim, and theyll direct you to their claim form to fill out. The insurer may offer options to file online or to fill out the form in person.
Fixed annuity: A fixed annuity provides income that is guaranteed to last as long as the payout period you elect, subject to the claims-paying ability of the issuing insurance company. It Gains value by receiving a guaranteed fixed interest rate. Not subject to market fluctuation.
When a claim arises you should inform the insurance company as per procedures required. After hospitalisation, you have to ensure that you obtain and keep ready documents such as claim form, discharge summary, prescriptions and bills that you should submit for a claim.
The quickest way to start a claim is online. Please sign into your account to get started. You will see Start a Claim as an option and provide information regarding the claim. You may also contact a customer service rep at 800-233-1449 to help with the Claims Process.