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Unacceptable Deposits You understand and agree you are not permitted to deposit the following items using the services: Any item that is stamped with a non-negotiable watermark.
Here is a list of the more commonly used commonly used check security features that can help you recognize fraudulent checks: Void feature This check security feature is usually invisible to the eye but warning words such as copy, invalid, or void appear when the check is photocopied.
Artificial Water Marks: Artificial watermarks can be words, logos or images. This allows for customization of the product while supplying a security feature at the same time. This water mark can only be viewed on the side on which they have been printed. This is usually the back of the form.
The watermark reads U.S. TREASURY and can be seen from both the front and back of the check when held up to a light. The watermark is light and cannot be reproduced by a copier. Any check not having the watermark should be suspected as being counterfeit or copied.
When a check stub says non-negotiable, it means the recipient cant cash or deposit it since its only meant for record-keeping purposes. The stub is often paired with a direct deposit setup where employees receive their wages directly into their bank accounts, rather than being issued a physical check.
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