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(the Mortgagor) of the one part

(the Mortgagor) of the one part 2025

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The document is a Deed of Assignment between the Mortgagor and United Overseas Bank Limited, outlining the terms under which the Mortgagor assigns rights to the Bank as security for a loan facility related to the purchase of a property. It details obligations of the Mortgagor, including payment terms, conditions for securing the loan, and powers granted to the Bank in case of default. The agreement also specifies legal provisions regarding the mortgage and rights associated with the property.

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Who is considered a mortgagor?

The mortgagee is the lender. When you apply for a mortgage, your lender will review your financial documents, issue your mortgage preapproval, underwrite your loan and, assuming everything goes smoothly, provide you with a mortgage.

Is the grantor the mortgagor?

The Bottom Line: Knowing The Parties To A Mortgage Will Make The Process Smoother. There are many parties involved in a mortgage. Although the two most important parties are the mortgagor and the mortgagee, each supporting role has an important part to play.

Which party gives a mortgage?

A mortgagor/mortgagee is another example of a grantor/grantee. Here, the lender originates the mortgage while accepting a security interest in the property, and the borrower accepts its terms and agrees to repay.

Which party is the mortgagor?

Key takeaways The mortgagor is the person or entity who borrows and pays back a mortgage loan. If youre getting a mortgage to buy a home, youre the mortgagor. The mortgagee is the lender, such as a bank, credit union or online lender. This is the entity providing the funds via a mortgage to buy a home.

Who is the mortgagor on a deed?

If youre about to become a first-time homebuyer, you can consider yourself a potential mortgagor. This means that youre in a position to want to borrow funds from a bank or other financial institution. Borrowers are free to browse mortgages and lending options from different mortgagees.

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