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A full reconveyance is also the same as a deed of reconveyance. It is a document that proves your loan has been paid in full and there is no longer a lien on the property held by a mortgage lender. In California, the deed of reconveyance is known as a full reconveyance form.
What Is A Payoff Statement? A payoff statement for a mortgage, which you may also sometimes hear referred to as a payoff letter or quote, is a document that details the exact amount of money that is needed to fully pay off your mortgage loan.
A payoff statement is a document you must request from your current loan servicer which lets us know the funds required to close out your loan(s) at a future date, which includes all interest accrued between today and that future date. It takes your daily interest into account, unlike your regular monthly statement.
Once youve made your last home loan payment, personal finance expert Amy Fontinelle notes in an article for Forbes that you should contact your local county recorder or clerk and request a certificate of satisfaction for your records. This officially documents that youve paid off the mortgage.
If you have debt and you want a payoff statement, you can request one by contacting whichever lender or creditor holds the debt. And dont worry, you dont have to pay off the loan early just because youve requested a payoff statement.
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A payoff statement is a statement prepared by a lender providing a payoff amount for prepayment on a mortgage or other loan. A payoff statement or a mortgage payoff letter will typically show the balance you must pay in order to close your loan.

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