Business Banking Application - Frost Bank 2026

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  1. Click ‘Get Form’ to open the Business Banking Application in the editor.
  2. Begin by filling out the 'General Business Information' section. Provide your legal business name, structure, and a brief description of your business. Ensure that you include accurate contact details such as physical and mailing addresses.
  3. Next, complete the 'Credit Request' section. Specify the product type you are applying for and indicate the amount and term requested. Be clear about the purpose of funds to ensure proper processing.
  4. In the 'Collateral' section, describe any collateral being offered, including its market value and existing liens. If applicable, provide details about ownership.
  5. Fill out the 'Principals' section for each guarantor or co-signer. Include their personal information, ownership percentage, and financial details.
  6. Review all sections for accuracy before submitting your application through our platform. Make sure all required documents are attached as specified in the instructions.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
Contact us
To open a Business Savings account, call (866) 376-7889 or stop by your local Frost financial center and bring: Tax ID number or SSN if sole proprietorship. Business entity documents. Government-issued photo ID. Business information. Minimum opening deposit.
Though you dont need a high credit score to open a business bank account, poor credit history and a track record of negative banking activity could limit your options. If youre concerned about being turned down for a business bank account, shop around for a bank or credit union that doesnt use ChexSystems.
No, you cannot open a business bank account with an employer identification number (EIN) only. In addition to an EIN, youll probably need to provide other business paperwork like your business license and formation documents plus personal identification like a drivers license.
Documents that qualify include: A federal tax ID number for the business, also known as an employer identification number. Your Social Security number if you are a sole proprietor. State or local authority documents that show youve formed a legal entity, such as a limited liability company (LLC)
Personal identification and information: When opening a business bank account for your LLC, you will need to provide personal identification and details such as your drivers license or passport, your home mailing address, date of birth, personal phone number, your email address, and also your Social Security number.

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