Ally credit application 2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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To qualify for an Ally Bank home loan, youll need to meet eligibility requirements. These are in line with those of many other mortgage lenders and include: Minimum credit score: 620 is the minimum credit score for a conventional loan through Ally Bank.
FAQs You have to be a citizen or a legal permanent resident of the United States. You must be at least 18 years old. You must have a Social Security number to open an Ally Invest account. For bank accounts, you can use your Social Security number or your Taxpayer Identification number. You need a U.S. street address.
If you get an offer, getting an Ally credit card isnt difficult. These cards are available to people with bad to good credit. Other approval factors are income, debt, number of open accounts, recent credit inquiries and employment.
Scores as low as 520 can qualify for loans: You can get approved for an Ally loan for a new or used vehicle at a dealership with FICO scores as low as 520.
Currently, Ally credit cards arent open to the general public. To apply, you first need to receive an invitation, usually by direct mail. Each invitation applies only to a specific card, so unless youve received multiple offers from Ally, you wont be able to shop among cards.
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People also ask

How long will my pre-approval last me? Our pre-approval lasts 90 days. This is to ensure your financial situation stays up to date.
You can get pre-approved completely online. Fill out our online application, and if youre approved, youll be able to access your pre-approval letter within minutes. What you should know about getting pre-approved with us: Well check your credit.

ally credit app pdf