Claim-form-14-accident-benefit-proof-of-death- 2025

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If you dont have an insurance agent, or dont know who the deceaseds agent was, contact the company directly. Submit a certified copy of the death certificate from the funeral director with the policy claim. Once the claim is submitted, a settlement should be issued to you shortly.
The insurance company may allow you to choose how to receive the payout. For example, you may be able to receive the death benefit as a lump sum. Since most people dont have to pay income tax on life insurance payouts, getting all the money at once is often the preferred choice.
File the claim with the insurer The insurer may offer options to file online or to fill out the form in person. Complete the form and submit it to the insurer along with the policy number (located on the policy documents) and the policyholders death certificate.
Copy of Death Certificate of the Life Assured, issued by government authority. Claimant photo identity proof. Claimant address proof(Any one of the following: Aadhar Card, Valid Passport or Drivers License, Voters ID are considered as proofs)
If you take out a life insurance policy without naming beneficiaries, the proceeds will go to eligible blood relatives based on who is next of kin. This is the general order: Your spouse (or domestic partner) Adult child (even if adopted)
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Death Claim is a formal request made by the nominee* in a life insurance policy to the life insurance company. This request is made for the payment** of the Life Cover amount in case of the unfortunate event of death of the Life Assured*.

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