DEBTORS AFFIDAVIT REQUESTING DISCHARGE - mdb uscourts 2025

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About 45 days after youve received your discharge, you will receive a document called a Final Decree. Its the document that officially closes your case. Once this document is received, you are no longer in bankruptcy.
The bankruptcy clerk will send out a mailed notice telling you when the discharge is effective. Of course, this happens only with new notices, so if your bankruptcy was already discharged some time ago, you may not be getting any mail about it.
The notice informs creditors generally that the debts owed to them have been discharged and that they should not attempt any further collection. They are cautioned in the notice that continuing collection efforts could subject them to punishment for contempt.
The Chapter 13 Discharge Process Once you have completed your repayment plan, the discharge process begins immediately. The entire process typically takes six to eight weeks, assuming there are no paperwork delays.
1:53 3:30 You can generally expect the entire process from filing the motion to receiving your dischargeMoreYou can generally expect the entire process from filing the motion to receiving your discharge documents to to take anywhere from a few weeks to a few months depending on the complexity of your case.
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A creditor may file an objection to discharge if they suspect fraud, or if they suspect that the debtor intentionally caused damage to an asset before it was liquidated. Additionally, a creditor may object to a debtors discharge if they believe that their discharged debt should have been non-dischargeable.
The Chapter 13 Discharge Process The entire process typically takes six to eight weeks, assuming there are no paperwork delays. To make sure your debts are discharged as smoothly as possible, you will need to do the following: Ensure all domestic support obligations have been paid.
Conditions for Denial of Discharge Youve hidden, destroyed, or failed to keep adequate records of your assets and financial affairs. You lied or tried to defraud the court or your creditors. You failed to explain any loss of assets. You refused to obey a lawful order of the court.

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