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DEBTORS AFFIDAVIT REQUESTING DISCHARGE - mdb uscourts

DEBTORS AFFIDAVIT REQUESTING DISCHARGE - mdb uscourts 2026

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The document is a debtor's affidavit requesting discharge in a Chapter 13 bankruptcy case in the United States Bankruptcy Court for the District of Maryland. It outlines the necessary information and certifications required from the debtor, including details about creditors, previous discharges, personal financial management course completion, and domestic support obligations. The affidavit must be completed accurately to be eligible for discharge, and it includes a notice of opportunity to object and a certificate of service.

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Click ‘Get Form’ to open the DEBTORS AFFIDAVIT REQUESTING DISCHARGE in the editor.
Begin by filling in your personal information, including your name and bankruptcy case number at the top of the form.
In Section 1, list all creditors who hold claims that are not discharged under specific U.S. Code sections. Ensure you provide their names, addresses, and phone numbers accurately.
Proceed to Sections 2 and 3, where you will confirm whether you have received a discharge in previous bankruptcy cases. Check the appropriate boxes.
In Section 4, indicate your equity status regarding property and any pending felony proceedings by checking the relevant boxes.
Complete Section 5 by certifying your completion of an instructional course in personal financial management or stating why it is not required.
Fill out Section 6 regarding domestic support obligations, providing necessary details about any obligations you may have.
Finally, sign and date the affidavit at the bottom of the form to certify that all information provided is true and correct.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What does order of discharge mean?

This order means that no one may make any attempt to collect a discharged debt from the debtors personally. For example, creditors cannot sue, garnish wages, assert a deficiency, or otherwise try to collect from the debtors personally on discharged debts.

What debts do not qualify to be discharged?

The most common types of nondischargeable debts are certain types of tax claims, debts not set forth by the debtor on the lists and schedules the debtor must file with the court, debts for spousal or child support or alimony, debts for willful and malicious injuries to person or property, debts to governmental units

What kind of conduct may make some debts non-dischargeable?

In California, credit card debt, medical bills, personal loans, and certain older tax debts can typically be discharged, providing a fresh financial start. However, recent tax debts, child support, alimony, student loans, and debts from fraudulent or malicious conduct remain non-dischargeable.

How long does it take to get Chapter 13 discharge papers?

The Chapter 13 Discharge Process Once you have completed your repayment plan, the discharge process begins immediately. The entire process typically takes six to eight weeks, assuming there are no paperwork delays.

Under what circumstances can a debtor be denied a discharge?

The court may deny a chapter 7 discharge for any of the reasons described in section 727(a) of the Bankruptcy Code, including failure to provide requested tax documents; failure to complete a course on personal financial management; transfer or concealment of property with intent to hinder, delay, or defraud creditors;

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What does it mean when a discharge is denied?

727. It is important to understand the distinction between the exception of discharge and the denial of discharge. The exception of discharge is where one specific debt is denied but the rest are discharged. The denial of discharge is what is sounds like, all debts are not discharged.

What is the right to discharge a debt?

Discharge (of debts) refers to the process in bankruptcy court, when a debtor is no longer liable for their debts, and the lender is no longer allowed to make attempts to collect the debt.

How do I know if my Chapter 13 has been discharged?

The bankruptcy court will mail you a copy of the order after the judge signs it. The discharge date is next to the judges signature on the discharge. Even though your creditors are also notified of your discharge, keep a copy of the discharge order close by in case a creditor contacts you.

DEBTORS AFFIDAVIT REQUESTING DISCHARGE - mdb uscourts 2026

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