How to Move to Set Aside Entry of Default 2025

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Every buyer has their own metric for acceptable settlements, but a good rule of thumb is 80-85% of the balance. I know thats disappointing, but its something. If you dont want to pay all at once, make sure you can pay in installments, some places will not allow that.
You may be able to negotiate a settlement with the debt collector to allow you to pay off the judgment under better terms. In Limited Civil cases (cases for $35,000 or less), if the other side will not agree to a payment plan, you can ask the judge to order a payment plan. This requires filing a motion.
A request to set aside a default is made through a motion. A motion is a request made in a case asking the court to issue an order of some sort. Most motions are in writing. With few exceptions (such as in family law cases), there is no Judicial Council form for making a motion.
You file a motion by completing the form and filing it with the same court that signed the default entry or default judgment. There is a $20 motion fee for filing a motion to set aside default.
If you are asking the judge to set aside your default judgment: Because of your mistake, inadvertence, surprise, or excusable neglect, you must file your motion within six months after service of written notice of entry of the judgment.
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When a court renders a decision of another court to be invalid, that verdict or decision is set aside; see also annul or vacate . The phrase is often used in the context of appeals , when an appellate court invalidates the judgment of a lower court. For example, in Eckenrode v.
A creditor may agree to settle the judgment for less than you owe. This typically happens when the creditor thinks you might file bankruptcy and wipe out the debt that way. Settling can be a win-win. The creditor gets at least partial payment for the debt although it usually will require it as a lump sum.

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