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Prefund Program Extension Information Attachment 1 - nj

Prefund Program Extension Information Attachment 1 - nj 2025

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The document outlines the First-Time Home Buyer Tax Credit Loan Program (TCLP) established by the New Jersey Housing and Mortgage Finance Agency, effective from November 23, 2009. It provides loans to eligible first-time home buyers to cover down payments and closing costs, contingent upon meeting specific federal tax credit requirements. The maximum loan amount is $5,000, with terms including zero percent interest until June 30, 2011, and repayment tied to the receipt of a federal tax credit refund. Eligibility criteria include income limits and property occupancy requirements.

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