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The document is a form (F310) for Tier 3, Tier 4, and Tier 6 Basic and Special Plan members of NYCERS to request changes to their recent loan applications. It allows members to modify loan amounts, repayment schedules, cancel loans, or change Electronic Fund Transfer (EFT) details. The form requires personal information and must be notarized. Specific instructions are provided for submitting EFT information.

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How long does it take to get a pension loan from NYCERS?

This type of loan will not be issued until after your retirement date as NYCERS completes a review of your account. It may take up to one month to complete the review and issue your loan check. After you retire, any outstanding loan will reduce your pension unless you pay off the loan in a lump sum.

How much is the NYCERS death benefit?

The death benefit is equal to your earnings multiplied by your years of service, not to exceed three years of earnings.

How long does NYCERS take to finalize their pension?

You will receive your first full pension check, which will include any appropriate retroactive adjustments, approxima- tely 2 months after we receive your retirement option select- ion. If NYCERS has an unusually large number of retirement applications filed at one time, the process may take longer.

Does NYCERS offer lump sum pension payout?

I retire? In most cases you will receive a lump sum (managerial) or be paid through bi-weekly paychecks (non-managerial); howev- er, NYCERS has no control over this distribution.

How long does NYCERS take to process a loan?

It takes approximately 10-15 business days for NYCERS to process your loan application. A check for the amount of the loan will be mailed to the address indicated on your loan application. The current interest rate on a Tier 1 and 2 Loan is 6%.