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The Pag-IBIG Provident Benefits Claim is a privilege granted to members who meet the eligibility requirements to withdraw their full contribution amount plus interest earned over the years. In short, this Pag-IBIG benefit is every members reward for contributing to the Fund.
Partial withdrawal of savings may be made after 10 or 15 years of continuous membership from January 1995. For members who registered under R.A. No. 9679 shall have the option to withdraw his or her Total Accumulated Value (TAV) on the fifteenth (15th) year of continuous membership.
Using just your smartphone or computer with internet connection, you can easily access the Virtual Pag-IBIG by visiting .pagibigfund.gov.ph, and clicking on the Virtual Pag-IBIG, For Members link on the main menu. You may also click .pagibigfundservices.com/virtualpagibig/ to directly access Virtual Pag-IBIG.
📌 Membership Maturity Members can make a Pag-IBIG maturity claim after 20 years of membership. In this case, youll be allowed to withdraw all your contributions and earnings regardless of gaps or intervals. A total of 240 contributions (12 months x 20 = 240 months) should be made upon membership maturity.
How to Calculate Your Pag-IBIG Contribution? Calculating your monthly Pag-IBIG contribution is straightforward once you know your income and the right percentage to apply. The contribution rate is 1% of your pay if you earn ₱1,500 or less per month. For salaries above ₱1,500 the rate goes up to 2%.

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The Pag-IBIG Regular Savings is a secure and convenient savings facility that gives you high annual dividend earnings to help secure your future. This is because you can eventually withdraw your savings after membership maturity of 20 years, retirement and other grounds.
Eligibility for membership maturity shall be based on twenty (20) years of membership with the Fund, reckoned from the first day of the month to which the members initial contribution to the Fund applies; provided, that the member shall have contributed a total of two hundred forty (240) membership savings at the time

pag ibig provident claim 20 years