LVS-APP-PN1final - tiaa-cref 2025

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TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. Payments under CREF and the TIAA Real Estate Account are variable and will rise or fall based on investment performance.
Accounts available through TAA-CREF reflect its 90-years of experience focused on providing adequate and secure retirement income. TIAA- CREF accounts provide unique value to both individuals saving for retirement and individuals who have retired and now need income from their plan.
TIAA is our name, and it stands for Teachers Insurance and Annuity Association of America. Our friends call us TIAAyou can, too. CREF is the College Retirement Equities Fund, a variable annuity we created in 1952.
On February 22, 2016, TIAA-CREF rebranded as simply TIAA as part of a new marketing and imaging campaign. CMO Connie Weaver explained that the old name was perceived by customers as being complicated, and that the new branding scheme was meant to portray a simpler and friendlier image of the organization.
On June 15, 2007, TIAA became one of the first U.S. companies to voluntarily adopt, and the first to implement, a policyholder advisory vote on executive compensation policy. On February 22, 2016, TIAA-CREF rebranded as simply TIAA as part of a new marketing and imaging campaign.
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Executives of TIAA-CREF are moving to delete the hyphen from the financial services organizations name by eliminating CREF as a corporate entity and making it a separate account within the restructured TIAA.