This sample Schedule of Benefits lists the services available to you under your SafeGuard 2025

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The Summary of Benefits and Coverage lists important questions about your financial responsibility under the plan. This section of the document also answers Why This Matters and explains how the cost impacts you based on the care you select.
An explanation of benefits (EOB) shows you the total charges for your visit. An explanation of benefits isnt a bill. It helps you understand how much your health plan covers, and what youll pay when you get a bill from your provider.
All SBCs must contain the following information: A description of the coverage for each benefit category. Cost-sharing amounts (i.e., deductibles, coinsurance, and copayments). Limited and excluded services under the plan.
How to read your medical bill Name and address. Statement date. Name and address of the provider(s) or facility. Account number. Date(s) of the service. Description of services or supplies. The costs of services or supplies. How to pay the bill.
A Schedule of Benefits (SOB but not that SOB) is a document that outlines the fees associated with each type of health care service covered by your plan. This includes: Your deductible and out-of-pocket max amounts.
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At the top of the Summary of Benefits and Coverage is a section with general details about the plan including the dates of coverage, the persons covered, and the type of plan. The Summary of Benefits and Coverage provides a link to a glossary of terms to help you better understand the summary.

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