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HOME AFFORDABLE REFINANCE (Same Servicer) FORM

HOME AFFORDABLE REFINANCE (Same Servicer) FORM 2025

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The document is a form for the Home Affordable Refinance program, specifically for Genworth-insured refinances through Fannie Mae and Freddie Mac when the submitting lender is the current servicer. It outlines eligibility criteria, submission instructions, and required borrower information, including loan details and credit scores. The form also includes warranties from the lender regarding the accuracy of information provided and compliance with program requirements.

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Click ‘Get Form’ to open it in the editor.
Begin by checking the applicable program in the 'Determine Program Eligibility' section. Select either Fannie Mae or Freddie Mac options as appropriate.
Fill in your customer and borrower information, including organization number, company name, borrower name, and property address.
In the 'Existing Mortgage' section, check all relevant boxes that apply to your current mortgage status.
Provide loan information for the new rate/term refinance by entering the loan amount, payoff balance of first mortgage, and closing costs.
If applicable, complete the ARM information section with current credit scores and details about adjustments.
Initial each statement under 'Investor Program Information' to confirm compliance with program requirements.
Finally, ensure all fields are completed accurately before submitting. Use our platform's features to save and send your form directly for processing.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is it a good idea to refinance with the same lender?

It may make the most sense to stay with your current lender, but it never hurts to do your research and look for a better lender especially if your goal in refinancing is to save money. Talk with other lenders and gather all the information you need to compare those lenders with your current lender.

Can I refinance my home with the same lender?

The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

What disqualifies you from refinancing?

Refinancing costs The total cost to refinance your mortgage will be determined by your lender, your credit score and your location, but you can expect to spend 3%6% of your loan principal. Refinancing costs include your loan origination fee and the following: Government recording costs.

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