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Many businesses gladly provide references, especially if your business has a positive payment history. Its important to specify what you need. Ask for details like payment history and credit limits, and let your suppliers and vendors know why you need their reference.
Credit references are often part of the process if youre applying for a credit card, loan or apartment. You could get a credit reference by authorizing a credit check, requesting a copy of your credit report, or asking a previous lender or landlord for a credit reference letter.
A credit reference letter may include, but is not limited to: Outstanding balances. Average credit limit spread over all your accounts. Account information (such as your name, address, employment and salary)
You could get a credit reference by authorizing a credit check, requesting a copy of your credit report, or asking a previous lender or landlord for a credit reference letter.
Some landlords may request a tenant screening report, which focuses on your payment history as a tenant. If you dont have credit references, you might still get the apartment you want if you have a stable work history, but youre likely to be required to make a large security deposit.
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People also ask

You can request a copy of your credit report from these credit reporting bodies: Equifax - external site, phone 138 332. Experian - external site, phone 1300 783 684. illion - external site, phone 1300 734 806.
Reference requests are formal requests to a former employer, supervisor or coworker asking them to provide information about a potential employee. Employers and hiring managers make requests for a reference when theyre filling a new role, usually when theyve chosen a candidate they want to hire.
A credit reference is a document, person or company that can provide information about whether you typically have paid your bills on time. Youre most likely to be asked for a credit reference when you are trying to rent a home, get utilities connected or borrow money.

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