Home
Forms Library
FEHB Premium Conversionand Weren't Afraid to Ask

FEHB Premium Conversionand Weren't Afraid to Ask 2025

FEHB Premium Conversionand Weren't Afraid to Ask Preview on Page 1

Show details

4.5 out of 5

22 votes

The document provides comprehensive information about the Federal Employees Health Benefits (FEHB) Premium Conversion program, detailing its implementation, eligibility criteria, enrollment processes, tax implications, and choices available to federal employees. It explains how premium conversion allows employees to pay their FEHB premiums with pre-tax dollars, resulting in tax savings. The document also addresses administrative errors, qualifying life events that affect enrollment changes, and the impact of premium conversion on retirement benefits and Social Security. Additionally, it outlines options for waiving participation in the program and the consequences of such decisions.

Here's how it works

01. Edit your form online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send it via email, link, or fax. You can also download it, export it or print it out.

How to edit FEHB Premium Conversionand Weren't Afraid to Ask in PDF format online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

Working on documents with our comprehensive and user-friendly PDF editor is straightforward. Make the steps below to fill out FEHB Premium Conversionand Weren't Afraid to Ask online quickly and easily:

Log in to your account. Log in with your email and password or create a free account to test the service before upgrading the subscription.
Import a document. Drag and drop the file from your device or add it from other services, like Google Drive, OneDrive, Dropbox, or an external link.
Edit FEHB Premium Conversionand Weren't Afraid to Ask. Effortlessly add and underline text, insert pictures, checkmarks, and signs, drop new fillable fields, and rearrange or remove pages from your document.
Get the FEHB Premium Conversionand Weren't Afraid to Ask accomplished. Download your updated document, export it to the cloud, print it from the editor, or share it with other people via a Shareable link or as an email attachment.

Make the most of DocHub, the most straightforward editor to promptly handle your documentation online!

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can I type my electronic signature on my [KEY]?

Sure, a typed name is recognized as a legitimate electronic signature when you create it on your form using a compliant solution like DocHub. Simply upload your [KEY] to our editor, click Sign in the top tool pane → Create your signature → Type your name in the proper tab, and select how it will appear on your document.

How do you get [KEY]?

You can find the latest and most relevant version of the [KEY] in our DocHub forms collection. Search it by categories or use the search field to locate the exact template that fits your case. You can open this form for editing after you find it.

What is the truth about federal employee health insurance after retirement?

Important: You will not be eligible for FEHB coverage after retirement unless you are enrolled before you retire and meet all the requirements for continuing enrollment after retirement (see page 16). / you change to or from part-time career employment.

Should I waive pre-tax treatment of employee premium contributions?

You might want to consider waiving a pretax deduction for one of two reasons: Social Security: Pretax deductions reduce the salary used to calculate your Social Security benefit at retirement. The impact on your Social Security, however, is typically minor.

What are the tax benefits of premium conversion?

Sometimes referred to as a premium-only or POP plan, a Premiums Conversion Plan enables employees to pay for their share of the cost of benefits that qualify using tax-free income; their payroll deductions are taken before the taxes are calculated.

Is premium conversion illegal?

Premium conversion is authorized by section 125 of the Internal Revenue Code, a section entitled cafeteria plans. In general, the section allows taxpayers to choose among taxable and nontaxable benefits offered by an employer without paying taxes if they select the latter.

Would you like to waive pre-tax treatment of your employee premium contributions to the FEHB Program?

For Waivers Your decision to waive pre-tax treatment must be made during FEHB Open Season or within the specified time period after a Qualifying Life Event (QLE). If you change your participation during Open Season, it will become effective on the first full pay period in the following calendar year.

Why are FEHB premiums so high?

Increases in rates are caused by changes in medical inflation (health care services cost more), demographics (aging population), changes in benefits, technology, and utilization.

What is premium conversion on Fepblue?

Premium Conversion allows employees who are eligible for FEHB the opportunity to pay for their share of FEHB premiums with pre-tax dollars.

Should you waive premium conversion?

If you waive premium conversion you will have the flexibility, without giving any reason whatsoever, either to drop your health insurance altogether or change from a Self and Family enrollment to Self Only.

FEHB Premium Conversionand Weren't Afraid to Ask 2025

Here's how it works