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BILLING CODES: OCC-4810-33-P (16 - fdic

BILLING CODES: OCC-4810-33-P (16 - fdic-2025

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The document is an Advance Notice of Proposed Rulemaking (ANPR) issued by multiple financial regulatory agencies, including the OCC, Federal Reserve, FDIC, OTS, NCUA, and FTC. It seeks public comment on potential additions to guidelines for furnishers of information to consumer reporting agencies (CRAs), specifically regarding the inclusion of account opening dates in the data provided to CRAs. The aim is to enhance the accuracy and integrity of consumer credit information as mandated by the Fair and Accurate Credit Transactions Act (FACT Act). The document outlines the responsibilities of furnishers under the Fair Credit Reporting Act (FCRA) and invites feedback on various aspects related to credit reporting practices.

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