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An offer is a conditional proposal made by a buyer or seller to buy or sell an asset, which becomes legally binding if accepted. An offer is also defined as the act of offering something for sale, or the submission of a bid to buy something.
A good rule of thumb though is to offer 5% to 10% lower than the asking price. Don't forget that sellers often take this into account and deliberately put their house on the market for more than they expect or would accept.
So, here it is a cheeky offer refers to any offer you make that is over 10% below the seller's asking price. As such, it's subjective, as there's no fixed percentage.
An offer isn't legally binding until you exchange contracts, so you should ask the seller to take the house off the market to make sure it isn't advertised anymore. You should also receive a formal letter of acceptance from the estate agent, and you may want to request that as soon as possible.
Once your offer is accepted, it comes time to make sure the house is a sound investment and that you can get a mortgage that works for you. During this stage, you'd work with your lender and real estate agent to work through your mortgage application, appraisal and inspection.
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People also ask

How do I know what offer to accept on a house? First, ask yourself if you think the offer reflects a fair price for your property. Use our My Home tool to see how much similar properties have sold for in your area. Unless the local market is very 'hot', you're unlikely to receive an offer for the full asking price.
Real estate agents often suggest that sellers either accept the first offer or at least give it serious consideration. Real estate agents around the world generally go by the same mantra when discussing the first offer that a seller receives on their home: \u201cThe first offer is always your best offer.\u201d
Get an Appraisal Lenders use the appraisal to make sure the home is worth the amount you want to borrow. The lender will schedule the appraisal as part of the loan application process. As the buyer, it's your responsibility to pay for the appraisal. Generally, appraisals average between $300 to $400.
When you decide to buy a property, your REALTOR® will prepare what is known as an Offer to Purchase. The standard form used for this is called the Contract of Purchase and Sale. Once accepted by the parties it becomes the contract between the buyer and seller.
Some important details about an offer letter are: It is NOT a legally binding contract. It does NOT include promises of future employment or wages. It includes an employment \u201cat-will\u201d statement.

offer to purchase real estate form massachusetts