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Life and Disability Insurance - State of Oregon - oregon

Life and Disability Insurance - State of Oregon - oregon 2025

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The document is a Life and Disability Enrollment Form for active employees participating in the Public Employees’ Benefit Board (PEBB) for the 2009 plan year. It provides instructions for enrolling in life, accidental death and dismemberment, and disability coverage, including sections for employee information, insurance plan elections, beneficiary designation, and employee signature. The form outlines necessary actions such as submitting affidavits for dependents, medical history requirements for certain coverage amounts, and the process for making changes during open enrollment.

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Why would someone want to buy life and disability insurance?

Its hard to think about or plan for, but if you were to experience a fatal or debilitating accident or illness damaging your ability to provide your family with income, life and disability insurance could help maintain your familys financial well-being.

What things are covered in disability insurance?

You may qualify for DI benefits if you cant work and lose wages when you need time off for: Illness or injury (physical or mental) Surgery (including elective surgery) Pregnancy, childbirth, or other related medical conditions. Alcohol or drug addiction recovery.

What does life and disability insurance cover?

Can you have life insurance while on SSI? Yes, but in most cases you can only own life insurance policies with a combined face value of $1,500 or less to remain eligible for SSI.

How does life and disability insurance work?

Life insurance and disability insurance can both provide important financial protection for your family, but they do so in very different ways. Life insurance pays a one-time benefit in the event of your death, and disability insurance pays a monthly benefit if you cannot work.

Does Oregon have state disability insurance?

Keep these two fundamental differences in mind: Individual and group long-term disability covers your income, while long-term care covers out-of-pocket expenses for long-term care.

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