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Flood News for Michigan Floodplain Managers, Summer 2007 Flood News for Michigan Floodplain Managers

Flood News for Michigan Floodplain Managers, Summer 2007 Flood News for Michigan Floodplain Managers-2025

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The document is a newsletter from the Michigan Department of Environmental Quality aimed at floodplain managers, providing updates on flood management, insurance availability, and regulatory information. It highlights the recent enrollment of three communities in the National Flood Insurance Program, details on subdivision and condominium development regulations in floodplains, and emphasizes the importance of informed decision-making regarding flood risks. Additionally, it includes information about upcoming conferences, training opportunities for flood insurance agents, and resources for effective floodplain management.

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Should I buy a home in an AE flood zone?

While its true that Flood Zone AE is considered a high-risk area, with a 1% annual chance of flooding and a 26% chance over a 30-year mortgage, its not necessarily a deal-breaker. Heres why: Should I skip AE homes? No26% flood risk over 30 years is manageable with insurance and mitigation.

What is the floodplain mitigation plan?

The Floodplain Management Plan (FMP) is intended to: Identify Citys known flood problem areas. Establish goals, objectives, and policies and implementation programs to reduce flooding and flood related hazards. Identify the natural and beneficial functions of our floodplains.

Do you need flood insurance for flood zone AE?

Due to the flood zone being a high-risk area, properties that are mapped into flood zone AE are generally required to carry flood insurance. This means that if your home or commercial building is sitting on flood zone AE, your mortgage will require you to get flood coverage for the property against flood damage.

What does flood zone AE mean in Michigan?

AE flood zones are areas that present a 1% annual chance of flooding(opens in new window) and a 26% chance over the life of a 30-year mortgage, ing to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations.

Is it bad to live in an AE flood zone?

Properties in Flood Zone AE are considered high-risk for several reasons: Proximity to Bodies of Water: These zones are often near rivers, lakes, or other bodies of water, which increases the likelihood of flooding. Elevation: The Base Flood Elevation (BFE) is a key factor.