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Each zone reflects the severity or type of flooding in the area, based on FEMAs reports. In the City of Northville, the particular flood zones are A, AE and X. Zone AE are areas that have a 1% probability of flooding every year (also known as the 100-year flood plain). Flood Plain Information - City of Northville, MI northville.mi.us buildingandplanning northville.mi.us buildingandplanning
To determine if your community is in the NFIP and if a Flood Insurance Rate Map (FIRM) exists for your community, contact the Federal Emergency Management Agency (FEMA) toll free at 877-336-2627 or view the community status book on the FEMA Web site at: . Where to Obtain Floodplain Information michigan.gov Floodplain-Management f michigan.gov Floodplain-Management f
Construction within the floodplain requires a permit from the Michigan Department of Environment, Great Lakes, and Energy (EGLE) where it has jurisdiction. Flood flow may not be obstructed in a manner that causes a rise in flood elevations at the property line. Building in the Floodplain - The City of Ann Arbor a2gov.org floodplains Pages Building- a2gov.org floodplains Pages Building-
If you live in a high-risk zone, your mortgage company might require you to buy flood insurance. But even if youre in a low-risk zone, flood insurance is still a good idea to protect your investment. Do I Need Flood Insurance in Michigan? - Mason-McBride mason-mcbride.com do-i-need-flood-insur mason-mcbride.com do-i-need-flood-insur
The areas of minimal flood hazard, which are the areas outside the SFHA and higher than the elevation of the 0.2-percent-annual-chance flood, are labeled Zone C or Zone X (unshaded).
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To determine if your community is in the NFIP and if a Flood Insurance Rate Map (FIRM) exists for your community, contact the Federal Emergency Management Agency (FEMA) toll free at 877-336-2627 or view the community status book on the FEMA Web site at: .
Defining AE flood zones AE flood zones are areas that present a 1% annual chance of flooding and a 26% chance over the life of a 30-year mortgage, ing to FEMA. These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations.
Within the coastal SFHA , there are two primary zones: Zone AE and Zone VE. Each zone will have different base flood elevations (BFEs) that will be comprised of some or all of the components outlined below. Changes in zone or BFE are shown on the FIRM as solid white lines, and are referred to as gutters.

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