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Who is the primary regulator of the insurance industry?

Insurance is regulated by the states. This system of regulation stems from the McCarran-Ferguson Act of 1945, which describes state regulation and taxation of the industry as being in the public interest and clearly gives it preeminence over federal law. Each state has its own set of statutes and rules.

What is mass insurance?

MassHealth provides health benefits and help paying for them to qualifying children, families, seniors, and people with disabilities living in Massachusetts. We may offer benefits directly or help pay for all or part of your health insurance premiums.

Does Massachusetts have an insurance commissioner?

The Massachusetts Commissioner of Insurance acts as the head of the Division of Insurance, which is part of the Massachusetts Office of Consumer Affairs and Business Regulation (OCABR). The Division of Insurance is responsible for regulation of the insurance industry and protection of consumers.

What does the NAIC do?

The National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers.

Who has the authority to regulate the insurance?

CDI enforces the insurance laws of California and has authority over how insurers and licensees conduct business in California.

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Who regulates insurance companies in Massachusetts?

The Division of Insurance (DOI) has the legal authority to conduct hearings, issue orders and decisions, and promulgate regulations on the business of insurance. Find more information about the various insurance laws regulations, bulletins, public hearings offered by the DOI.

Who regulates dental insurance in Massachusetts?

The Division of Insurance (DOI) administers the Commonwealths laws pertaining to the protection of the insurance consumer through the regulation of the insurance industry.

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Who is the primary regulator of the insurance industry?

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