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The Division of Insurance (DOI) administers the Commonwealths laws pertaining to the protection of the insurance consumer through the regulation of the insurance industry.
Massachusetts has an individual health insurance mandate which requires most adults to carry health insurance if it is affordable to them and that meets certain coverage standards (referred to as Minimum Creditable Coverage or MCC).
New Jersey, California, Rhode Island, Massachusetts, and the District of Columbia require their residents to have health insurance coverage or face penalties. Vermont recommends that residents have coverage, but theres no noncompliance penalty.
The application fee is $225 plus a $5.60 NIPR transaction fee for a total of $230.60. The Massachusetts DOI will issue a life insurance license to individuals who are at least 18 years old and have passed the proper licensing exam.
If you didnt have health coverage for all or part of 2023, you have to either qualify for a health coverage exemption or may have to pay a fee with your Massachusetts state income tax return. If you had a short gap in coverage of less than 3 months, you do not have to pay the fee for any month.
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Once you pass the PC insurance exam, you can apply for your PC insurance license. In Massachusetts, you must apply online via the NIPR. The application fee is $225 plus a $75 lead paint surcharge and a 5.60 transaction fee.
Sometimes when people are no longer eligible for MassHealth, they may become eligible for ConnectorCare. This might be based on an increase in income, decrease in family size, or a change in age, health status or immigration status.
Massachusetts passage of health care reform legislation in April 2006 heralded an exciting new era in state health policy. The reform plan is the most comprehensive effort by a state to achieve near-universal coverage, and arguably the most controversial, given its inclusion of an individual mandate.

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