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What is the maximum debt ratio for USDA?

USDA Loan Approval The standard debt to income (DTI) ratios for the USDA home loan are 29%/41% of the gross monthly income of the applicants. The maximum DTI on a USDA loan is 34%/46% of the gross monthly income.

What is the threshold for USDA?

USDA Loan Income Limits and Eligibility in 2024 The current standard USDA loan income limit for 1-4 member households is $110,650, up from $103,500 in early 2023. The 2024 limit for 5-8 member households is $146,050, up from $136,600.

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What are the requirements for a USDA loan in Oregon?

Key Eligibility Criteria: Location: The property must be located in a USDA-eligible rural area. Surprisingly, many areas in Oregon qualify as rural. Income Limits: Your household income shouldnt exceed 115% of the median household income for the area.