FORM A13-2 (0311) Chapter 13 Notice when adding creditors to the mailing matrix ONLY (No Amended Sch-2025

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If you accidentally forget to add an unsecured creditors name to the list, not much of consequence happens in this particular case. As is the case with no asset bankruptcy, unsecured creditors, listed or not, get nothing in such cases. The debt gets discharged with creditor having no claim to collect.
Why Would a Chapter 13 Be Dismissed? Most Chapter 13 cases are dismissed because the debtor fails to make monthly payments. In Chapter 13 bankruptcy, the debtor must pay back some or all of the debts through a repayment plan. If the debtor stops making the plan payments, the court will dismiss the case.
If the collection agency failed to validate the debt, it is not allowed to continue collecting the debt. It cant sue you or list the debt on your credit report. Why request validation, even if youre ready to pay and you know its your debt? Simple.
The deadline for filing a Proof of Claim is usually about 2 months from the bankruptcy petition date. Government entities (such as the Internal Revenue Service and the California Franchise Tax Board) have about six months from the petition date to file a claim.
Yes. However, it is not a simple process. You must meet some requirements. To add debt to Chapter 13, the debtor must motion the court to modify their repayment plan.
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In a Chapter 13 bankruptcy, an unsecured creditor who is not scheduled in or notified of the filing of the bankruptcy case is not discharged at all. Such a creditor will receive no payment from the Chapter 13 Trustee (who, at the very least, needs a dollar-figure debt amount and an address to which to mail a check).
Creditors that fail to file a claim will not receive any money. In some cases, this can create problems for you after your bankruptcy is over.

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