Social Security Number (Last 4 digits required) 2025

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Sometimes people will ask for the last four digits of your Social Security number. Be sure to keep those numbers safe because theyre unique to you. Dishonest people can find out the other numbers in your Social Security number, but not the last four. Dont be afraid to ask questions.
US federal law requires financial institutions like NALA to obtain the last four digits of your social security number (SSN). Our banking partner then verifies this information to confirm your identity. As a financially regulated company, we are required by law to know exactly who has accounts with us.
An organizations collection and use of SSNs can increase the risk of identity theft and fraud. Each time an individual divulges his or her SSN, the potential for a thief to illegitimately gain access to bank accounts, credit cards, driving records, tax and employment histories and other private information increases.
Unfortunately, yes. Many banks, government agencies, and other financial institutions only ask for the last four digits to confirm your identity. With those four digits, plus a bit more of your personal information, scammers could open accounts, access your bank, or apply for benefits in your name.
A truncated SSN is the last four digits of an SSN. It is considered sensitive Personally Identifiable Information (PII), both stand-alone and when associated with any other identifiable information. Secure methods must be employed if needing to electronically transmit a truncated SSN.
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People also ask

Account Verification: Many institutions use the last four digits of your SSN as a security measure for verifying your identity. Scammers may use this information to gain access to your fi.
While the concern is valid, its also important to understand that staffing agencies will require the last four digits of your social security number (SSN) when you are applying for a job or contract position. Heres why. Requesting the last four digits of your SSN is often done for verification purposes.

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