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Are any banks not FDIC insured?

It is rare for a bank not to have FDIC insurance, but there are exceptions. Bank of North Dakota, for example, is not FDIC-insured. Instead, it is backed by the full faith and credit of the State of North Dakota.

Whats the best credit union to join?

Here are some of the countrys top credit unions: Alliant Credit Union. Alliant offers an above-average interest rate for savings. Consumers Credit Union. Navy Federal Credit Union. Connexus Credit Union. First Tech Federal Credit Union.

Is NCUA coverage the same as FDIC?

NCUA vs. FDIC. The NCUA and FDIC are very similar; they provide government-backed deposit account insurance. While the NCUA applies to federally insured credit unions, the FDIC insures bank deposits. What is NCUA insurance? The FDIC equivalent for credit unions - Fortune fortune.com recommends banking what-is-n fortune.com recommends banking what-is-n

What does NCUA mean with a credit union?

The National Credit Union Administration The National Credit Union Administration, commonly referred to as NCUA, is an independent agency of the United States government that regulates, charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). Credit Union Share Insurance Brochure - NCUA ncua.gov files NCUAHowYourAcctInsured ncua.gov files NCUAHowYourAcctInsured

What happens when a bank charges off a home equity loan?

It does not eliminate your obligation to the bank. Unless the bank forgave or cancelled the debt, you are still obligated to repay the loan. Once a loan has been charged off, the bank may attempt to collect the debt itself, or in some circumstances, it can sell the account to a collection agency. My loan was charged off. So why is the bank still requiring payment? helpwithmybank.gov loan-charge-off helpwithmybank.gov loan-charge-off

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