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Where is the National Credit Union Administration?

For further information concerning the National Credit Union Administration, contact the Office of Public and Congressional Affairs, National Credit Union Administration, 1775 Duke Street, Alexandria, VA 22314 3428.

What is the difference between a local bank and a credit union?

The main difference between the two is that banks are typically for-profit institutions while credit unions are not-for-profit and distribute their profits among their members. Credit unions also tend to serve a specific region or community.

What is the difference between bank and credit union?

Banks are typically for-profit entities owned by shareholders who expect to earn dividends. Credit unions, on the other hand, are not-for-profit, member-owned cooperatives that are committed to the financial success of the individuals, families, and communities they serve.

Who owns your credit union?

Credit Unions are owned by the members, who are also the customers. In order to bank with a credit union, you must buy at least one share to become a member. This gives you a vote when it comes to issues regarding the overall running of the organization. You also see dividends each year from the shares you own.

What is considered a local bank?

A local bank is defined as a depository institution of any size (large or small) that is locally owned and operated. Typically, local banks focus their offerings and efforts on the individuals and businesses that reside in the surrounding community.

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