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Credit unions follow a basic business model. Members pool their money (technically, they are buying shares in the cooperative) to provide loans, demand deposit accounts, and other financial products and services to each other.
Are credit unions safe during a banking crisis?
Whether you choose to stash your cash in a credit union or a bank, you can rest assured that your hard-earned money is protected. Both credit unions and banks are required to maintain a certain level of capital reserves to protect their depositors and ensure financial stability.
Is my money at risk in a credit union?
Its safe to put your money in either a bank or a credit union, as both are federally insured up to $250,000 by either the FDIC or NCUA.
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Acronym Definitions last updated November 26, 2001. If you have changes or corrections, please e-mail them to ebaskin@csrstds.com. Thank you. Communications
Mar 31, 2007 Complete a separate line of information for each CUSO in which you have a loan or an investment, regardless of whether your credit union wholly
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