Fha addendum 2025

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The document is a VA/FHA Loan Addendum that outlines the terms and conditions related to a property purchase agreement. It includes an amendatory clause regarding appraised value, clarifies that VA and FHA do not guarantee property condition or value, and emphasizes the importance of home inspections. Additionally, it addresses closing costs and non-allowable charges, requiring seller contributions to be specified in the agreement. The document concludes with certification signatures from buyers, sellers, and real estate agents.

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Click ‘Get Form’ to open the FHA Addendum in the editor.
Begin by entering the property address in the designated field at the top of the form.
Next, fill in the names of all buyers in the 'Buyer Name(s)' section. Ensure accuracy for legal purposes.
In the 'Seller Name(s)' section, input the names of all sellers involved in the transaction.
Review and complete the amendatory clause, ensuring you insert the appraised value as required.
Address any inspections or repairs needed by following guidelines provided in that section.
Fill out details regarding closing costs and ensure non-allowable charges are clearly noted.
Finally, have all parties sign and date where indicated to finalize the document.

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Versions	Form popularity	Fillable & printable
2013	4.8 Satisfied (56 Votes)
2008	4 Satisfied (37 Votes)

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What is the purpose of an addendum in real estate?

A real estate addendum modifies an original lease or purchase agreement. Items in the addendum could reflect a change in the agreed-upon price, what is included in the transfer of property, what improvements must be made before the home is paid for, or any other agreed-upon requests or responsibilities.

Does a seller have to agree to an addendum?

An addendum is a legal attachment to contracts that lists additional terms and conditions not included in the original document. Future changes are also in an addendum. Addenda clarify any ambiguity in a contract. The term derives from Latin, meaning, that which is additional.

What is an FHA addendum?

Sellers are wary of FHA loans because they believe their property will have to pass a level of scrutiny that conventional loans dont. FHA indeed has minimum property requirements (MPRs) that dont apply to other loans.

What does addendum mean in real estate?

FHA-HAMP Combination Loan Modification and Partial Claim: The FHA-HAMP Combination Loan Modification and Partial Claim establishes an affordable monthly payment, resolves the outstanding mortgage payment arrearages, and permanently modifies the first mortgage monthly payment.

What is an addendum example?

Instead of scratching out and handwriting over certain parts of the contract, addendums are drafted and signed to prove both buyer and seller agree. This includes: Modifying the purchase price, closing date, and financing terms.