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What credit score do you need to get a $30000 loan?

In general, lenders extend $30,000 loans to borrowers with good to excellent credit, which is typically 670 and higher. But there may be lenders who lend to borrowers with bad credit. If youre having difficulty qualifying, you may consider getting a cosigner or co-borrower to help you get approved for the loan.

What credit score do you need to borrow money from a credit union?

However, there are some common criteria that youll likely come across if youre looking for a credit union personal loan. For example, youll generally need: Good to excellent credit (generally a score of 700 or higher) Low debt-to-income ratio.

Is it easy to borrow money from a credit union?

Eligibility requirements for personal loans from credit unions are less strict than a banks criteria. In particular, a low credit score may not disqualify you from a loan with a credit union, because a credit union is more likely to take into account your overall financial circumstances. How Does a Credit Union Personal Loan Work? - Investopedia investopedia.com how-does-a-credit-union investopedia.com how-does-a-credit-union