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PrimeLending, Jud Holmes - federalreserve

PrimeLending, Jud Holmes - federalreserve 2025

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Jud Holmes, a loan originator at PrimeLending, expresses concerns about proposed restrictions on loan officer compensation under Regulation Z - Truth in Lending. He argues that the elimination of certain loan types and tighter underwriting standards have already improved the industry. Holmes believes that the proposed rules could hinder deserving home buyers by discouraging quality loan officers from assisting clients with credit issues or quick closings. He advocates for allowing existing regulations, like the SAFE Act, to take effect before imposing additional restrictions.

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