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Date: Aug 11, 2010 Proposal - Federal Reserve - federalreserve

Date: Aug 11, 2010 Proposal - Federal Reserve - federalreserve-2025

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The document is a proposal by Justin Guay regarding the Community Reinvestment Act (CRA) regulations, emphasizing the need to close loopholes that allow banks to maintain high ratings despite poor lending practices. Guay criticizes major banks for their role in economic downturns and argues that they should receive failing grades if they discriminate against African-American and Latino communities through unfair lending practices.

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