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Who are the owners of the Federal Reserve?

Federal Reserve Banks stock is owned by banks, never by individuals. Federal law requires national banks to be members of the Federal Reserve System and to own a specified amount of the stock of the Reserve Bank in the Federal Reserve district where they are located.

Who profits from the Federal Reserve?

The Federal Reserve does not require public funding, instead it remits its profits to the U.S. Federal government. It derives its authority and purpose from the Federal Reserve Act, which was passed by Congress in 1913 and is subject to Congressional modification or repeal.

Who are the 12 Federal Reserve Banks?

The Reserve Banks are decentralized by design and are located in Boston, New York, Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St. Louis, Minneapolis, Kansas City, Dallas, and San Francisco.

Is the Federal Reserve an independent company?

Many people are surprised to learn that the central bank of the United States, the Federal Reserve (the Fed, for short), operates for the most part independently of the federal government. But the Fed is also a quasi-governmental agency with a board of governors selected by the President and approved by Congress.

Who controls the money in the Federal Reserve?

The Board of Governors guides the operation of the Federal Reserve System to promote the goals and fulfill the responsibilities given to the Federal Reserve by the Federal Reserve Act. All of the members of the Board serve on the FOMC, which is the body within the Federal Reserve that sets monetary policy.

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