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Is Federal National Mortgage Association a government agency?

Fannie Mae purchases mortgages from lending institutions in an effort to increase affordable lending activity at those institutions. Fannie Mae is not a federal agency. It is a government-sponsored enterprise under the conservatorship of the Federal Housing Finance Agency (FHFA).

How do I know if Fannie Mae owns my mortgage?

Many mortgages are owned by Fannie Mae and Freddie Mac. Both offer a mortgage look up tool on their website. You can look up your mortgage servicer by searching the Mortgage Electronic Registration Systems (MERS) website.

Is Fannie Mae stock worthless?

Today, shares of Fannie Mae and Freddie Mac are traded over the counter (OTC), meaning you cant buy them on a major stock exchange. The shares of FNMA and FMCC are both valued at less than $1 a share as of September 2021.

Can I get a loan directly from Fannie Mae?

Fannie Mae is a leading source of mortgage financing in the United States. We dont originate mortgage loans or lend money directly to borrowers. Instead, we purchase mortgage loans made by lenders, who are then able to use those funds to offer mortgage loans to more people.