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What are the 3 beneficiaries?

There are three types of beneficiaries: primary, contingent and residuary.

Who is the beneficiary of a group life insurance?

Even if you have a will, you may name any person you wish as your life insurance beneficiary. If you wish to have the benefit paid to your estate, you may name your estate as your beneficiary. After your death, the executor named in your probated will files the claim for benefits.

How to find out who is the beneficiary of a life insurance policy?

Look for the beneficiary designation form in the policy documents, which lists the names of the beneficiaries. If youre still unsure, check bank accounts for premium payments, search for policy-related mail, or consult with the deceaseds last employer.

What is the hierarchy of beneficiaries?

It is only necessary to designate a beneficiary if you want payment to be made in a way other than the following order of precedence: To your widow or widower. If none, to your child or children equally, and descendants of deceased children by representation. If none, to your parents equally or to the surviving parent.

What is group benefit beneficiary designation?

Beneficiary: the person, people or entity who will receive any death benefit from the basic or optional coverage you have selected through your group benefits plan that becomes payable upon your death. Basic and optional beneficiaries may differ.

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