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You can submit your complaint or inquiry online at the FDIC Information and Support Center at . Alternatively, you can submit a complaint via mail to the Consumer Response Unit at 1100 Walnut Street, Box#11, Kansas City, MO 64106.
State what you feel should be done about the problem and how long you are willing to wait to get the problem resolved. Make sure that you are reasonable in requesting a specific action. Include copies of any documents regarding your problem, such as receipts, warranties, repair orders, contracts and so forth.
The regulatory agencies primarily responsible for supervising the internal operations of commercial banks and administering the state and federal banking laws applicable to commercial banks in the United States include the Federal Reserve System, the Office of the Comptroller of the Currency (OCC), the FDIC and the
Consistent with applicable law, we securely share complaints with other state and federal agencies to, among other things, facilitate: supervision activities, enforcement activities, and. monitor the market for consumer financial products and services.
Your letter should be written in a calm and polite tone. Nevertheless, it should be firm. You should be specific in terms of what youre complaining about and what you are seeking as compensation or as some other form of acceptable resolution.
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Contact the branch manager, the customer service hotline, or the institutions website. Use this sample complaint letter as a guide to help you explain the problem and how you want the bank to fix it. Provide copies of receipts, checks, or other proof of the transaction.
If the OCC does not regulate your bank, please file your complaint with one of the following agencies, as appropriate: Consumer Financial Protection Bureau (CFPB) Federal Deposit Insurance Corporation (FDIC) Federal Reserve Board (FRB) National Credit Union Administration (NCUA)