International Insurance Application 2025

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In general, your U.S. auto insurance policy does NOT cover you abroad. Some policies do provide coverage when you drive to Canada and Mexico. Check with your insurance company before you go. Even if your policy is valid in a country, it may not meet local insurance minimums.
Before you go, consider your insurance options. U.S. Medicare and Medicaid do not cover medical costs overseas. Private U.S. insurance policies also might not cover any or all expenses. Check with your insurance before traveling to see if it provides coverage overseas.
Insurance Basics The insurance menu includes five main courses: trip cancellation and interruption, medical, evacuation, baggage, and flight insurance. Supplemental policies can be added to cover specific concerns, such as identity theft or political evacuation.
Carry your insurance card and a claim form if your policy covers you outside the United States. Medicare does not cover medical care when you travel the United States. Visit Medicare.gov for more information. Some health insurance companies pay for customary and reasonable hospital costs abroad.
How much does international health insurance cost? The average annual cost of an international medical insurance plan is $5,500 per year. * However, plans range from as low as $500 with limited benefits to as much as $8,000 - $10,000, or more, for a comprehensive policy that includes coverage in the USA.
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