For Producers and Consultants 2025

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Whether someone is called an insurance producer or an insurance agent, it is their job to sell insurance coverage on behalf of an insurance company. Unlike the difference between insurance agents and insurance brokers, the difference between agent and producer is just using a different title for the same job.
Executive Directors are full-time employees with direct operational responsibilities. They make day-to-day decisions and report to the board. Consultants are external experts hired for specific projects or advice. They dont have direct decision-making power, but they influence decisions through recommendations.
Insurance producers are people who engage in the sale of insurance products. Insurance producers are required to be licensed in the state in which they sell insurance. This may require passing an examination or meeting state-specific educational and/or ethical requirements.
A production consultant in the film production business handles anything a production needs to be successful including finding locations, crew, or equipment needed along with fixing any other problems that may arise.
The consultant represents the insured and is not an agent of the insurance company. Some states prohibit an individual from holding both an insurance producer license and an insurance consultant license. Other states allow an insurance producer to function in either capacity with full disclosure.
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What do Consulting Producers do? The Consulting Producer is usually a former executive or co-producer that no longer work on a particular show. They often assist writers and producers regarding specific areas of concern that is likely to coincide with their experience.
A consultant does not sell policies, but only offers advice. This is a key characteristic that differentiates a consultant from a producer, who actively sells insurance policies and negotiates with clients.

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